SEEDS OF KNOWLEDGE

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, introduces sweeping changes across tax policy, employee benefits, education funding, and savings programs. For educators specifically, there are several provisions that offer new opportunities and resources, particularly in areas such as school choice, tax-advantaged savings for children, and expanded workplace benefits.

One way to enhance the initial experience is to ask the right questions to identify planning opportunities.

When saving for retirement, clients will often ask which account they should be making contributions to – a traditional IRA or a Roth IRA?

What Issues Should I Consider When Dealing With High Inflation? High inflation has been on everyone’s mind, and many are wondering what they

What issues should I consider with my employer benefits? Electing benefits can be a daunting task, and it’s difficult to know which benefit

What Issues Should I Consider When Starting Out Financially? Financial literacy is fundamental to financial independence and prudence.

This checklist covers the key issues to consider when a client must fund an unexpected expense. It addresses: Payment strategies Funding...

When a client receives a promotion or a raise at work, this event can come with a number of changes that might impact their financial...

This checklist covers 20 of the most important planning issues to identify and consider when a client is trying to determine how to fund