SEEDS OF KNOWLEDGE

When the market falls, investors often focus on what they are losing. A better question is: "What are lower prices making possible?" If you are investing consistently, a downturn means your dollars are buying more shares than they were before. The same contribution that bought fewer shares in a high market now buys more in a lower one. That is not a flaw in the system. That is how long-term wealth is often built.

Running your own business (including 1099 work) introduces different elements that aren’t always easy to factor into your personal financial