SEEDS OF KNOWLEDGE

What to Ask Before You Hire: 1) Are you fee-only and a fiduciary at all times? Please confirm in writing. 2) How are you compensated? Flat fee, subscription, or AUM, and what’s included? 3) What conflicts exist, and how are they managed and disclosed? 4) Will I receive a written financial plan and IPS? 5) How do you coordinate with my CPA and estate attorney? 6) What is the review cadence, and how do we measure progress?

Perspective on Turning High Income into Lasting Wealth If you’re reading this, you’re likely navigating a compensation structure that includes more than just a paycheck. Stock options, restricted stock, performance bonuses, deferred compensation: these tools can be incredibly powerful, but they also introduce complexity that many high earners underestimate. I often remind clients that building wealth as a Highly Compensated Employee (HCE) isn’t about how much you make...