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FEE-ONLY | FULL-TIME FIDUCIARY | WHOLLY INDEPENDENT

FINANCIAL PLANNING WITHOUT JUDGMENT

PROVIDING HOLISTIC FINANCIAL AND TAX PLANNING TO HIGHLY COMPENSATED EMPLOYEES WITH LOCAL AND VIRTUAL SERVICES

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THE FIRST QUESTION WE USUALLY GET:

"WHAT ISSUES SHOULD I CONSIDER REGARDING MY INCENTIVE STOCK OPTIONS?"

Our clients are Highly Compensated Employees (HCEs) who make more than $135,000 per year and can save money but are subject to different 401(k) rules. Retirement plans, HSAs, stock options, IRAs, eliminating debt, and reducing taxes all require planning. We normally see high net worth individuals come to us who have gathered assets along the way due to diligent savings, but ask themselves, “have we done the best we could?”.

Where do you start?  Our clients are looking for holistic and comprehensive Financial Planning that encompasses both Tax and Estate Planning.  Our clients have an expectation that all of this works together in harmony. 

Every decision we make is framed in how we can deepen value for you. You own the relationship and that is why this website was created for you, the clients, not us!

Disclosure: All investing involves risk, including possible loss of principal. No investment strategy can guarantee a profit or protect against loss.

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SERVING DIVERSE CLIENTELE BOTH LOCALLY AND VIRTUALLY

 

WHO IS GATEWAY FINANCIAL?

OUR FIRM

Dedicated to helping you pursue your long-term financial goals, we are a fee-only, full-time fiduciary, wholly independent firm.

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Compensated only by the client without earning commission of any kind for product sales or referrals.

FEE-ONLY

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Legally sworn and obligated to always place the interest of the client ahead of their own.

FULL-TIME FIDUCIARY

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Not Affiliated with any brokerage firm, bank, or insurance company. We answer to you, our

clients; not shareholders.

WHOLLY INDEPENDENT

READY TO GET STARTED?

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THOROUGH PLANNING
WITHOUT JUDGMENT

 

HOW CAN WE HELP YOU?

When our client experiences a major life event, money is often in

motion for one reason or another.

 

Our nearly 100 Flowcharts and Checklists maintain clear lines of relevant communication to help you prepare for the inevitable life events that put money in motion.

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  • Should I Roll Over My Dormant 401(k)?

  • What Issues Should I Consider If I Experience A Sudden Wealth Event?

  • What Issues Should I Consider If I Get A Promotion Or Raise At Work?

  • What Issues Should I Consider If I Lose My Job?

  • What Issues Should I Consider When Starting A New Job?

  • What Issues Should I Consider When Starting A Business?

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FAMILY EVENTS

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DEATH OF A LOVED ONE

  • What Issues Should I Consider When Getting Married?

  • What Issues Should I Consider When Having (Or Adopting) A Child? What Issues Should I Consider If My Spouse Has Been Diagnosed With A Terminal Illness?

  • What Issues Should I Consider To Fund My Child’s College Education?

  • What Issues Should I Consider Before I Retire?

  • Should I Take My Pension As A Lump Sum?

  • Should I Roll Over My Dormant 401(k)?

  • What Issues Should I Consider If I Experience A Sudden Wealth Event?

  • Can I Delay The RMD From The Traditional IRA I Inherited?

  • Should I Inherit My Deceased Spouse’s Traditional IRA?

  • What Issues Should I Consider Before Closing The Estate?

  • What Issues Should I Consider If My Parent Passed Away?

  • What Issues Should I Consider If My Spouse Passed Away?

  • Will I Receive A Step-Up In Basis For This Inherited Property?

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WANT TO LEARN MORE?

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COMPREHENSIVE PRICING TO
MATCH YOUR FINANCIAL GOALS 

 

PRICING

Individuals and Families

Pricing Table

Our standard advisory fee is based on the market value of the assets

under management and is calculated as follows:

Investment
Management Services

(GATEWAY FINANCIAL MANAGES)

Investment
Management Services

Employee Benefit
Plan Services

(GATEWAY FINANCIAL MANAGES)

Employee Benefit
Plan Services

Ongoing Financial Planning

Ongoing Financial Planning typically consists of an ongoing fee

of $2,400 to $30,000 per year that is paid quarterly.

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WHAT'S YOUR RISK NUMBER?
FIVE MINUTES IS ALL IT TAKES TO FIND OUT 

CAPTURE YOUR
RISK NUMBER®

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The first step is to answer a 5-minute questionnaire that covers topics such as portfolio size, top financial goals, and what you're willing to risk for potential gains. Then we'll pinpoint your exact Risk Number to guide our decision making process

CAPTURE YOUR
RISK NUMBER®

ALIGN
YOUR PORTFOLIO

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After pinpointing your Risk Number, we'll craft a portfolio that aligns with your personal preferences and priorities, allowing you to feel comfortable with your expected outcomes. The resulting proposed portfolio will include projections for the potential gains and losses we should expect over time.

ALIGN
YOUR PORTFOLIO

TEST FOR
THE UNEXPECTED

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We will also review your progress toward your financial goals by building a Retirement Map. When we are finished, you'll better understand what we can do to increase the probability of success.

TEST FOR
THE UNEXPECTED

 

READY TO KNOW YOUR RISK NUMBER?

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SEEDS OF KNOWLEDGE

 
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YOUR PERSONAL
FINANCIAL PLAN

SEI ACCESS
MY PORTFOLIO 

CAPITAL GROUP/
AMERICAN FUNDS

YOUR
401(K) PLAN

OHIO COLLEGEADVANTAGE DIRECT 529

Family

WE WANT TO CONNECT WITH YOU

 

CONTACT US 

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GATEWAY FINANCIAL

LOCATION

OFFICE HOURS

9821 Olde Eight Road

Suite M

Northfield, OH 44067

Monday - Friday

9AM - 5PM

CONTACT INFORMATION