Our clients are Highly Compensated Employees (HCEs) who make more than $135,000 per year and can save money but are subject to different 401(k) rules. Retirement plans, HSAs, stock options, IRAs, eliminating debt, and reducing taxes all require planning. We normally see high net worth individuals come to us who have gathered assets along the way due to diligent savings, but ask themselves, “have we done the best we could?”.
Where do you start? Our clients are looking for holistic and comprehensive Financial Planning that encompasses both Tax and Estate Planning. Our clients have an expectation that all of this works together in harmony.
Every decision we make is framed in how we can deepen value for you. You own the relationship and that is why this website was created for you, the clients, not us!
Disclosure: All investing involves risk, including possible loss of principal. No investment strategy can guarantee a profit or protect against loss.
Dedicated to helping you pursue your long-term financial goals, we are a fee-only, full-time fiduciary, wholly independent firm.
Compensated only by the client without earning commission of any kind for product sales or referrals.
Legally sworn and obligated to always place the interest of the client ahead of their own.
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Not Affiliated with any brokerage firm, bank, or insurance company. We answer to you, our
clients; not shareholders.
When our client experiences a major life event, money is often in
motion for one reason or another.
Our nearly 100 Flowcharts and Checklists maintain clear lines of relevant communication to help you prepare for the inevitable life events that put money in motion.
Should I Roll Over My Dormant 401(k)?
What Issues Should I Consider If I Experience A Sudden Wealth Event?
What Issues Should I Consider If I Get A Promotion Or Raise At Work?
What Issues Should I Consider If I Lose My Job?
What Issues Should I Consider When Starting A New Job?
What Issues Should I Consider When Starting A Business?
What Issues Should I Consider When Getting Married?
What Issues Should I Consider When Having (Or Adopting) A Child? What Issues Should I Consider If My Spouse Has Been Diagnosed With A Terminal Illness?
What Issues Should I Consider To Fund My Child’s College Education?
What Issues Should I Consider Before I Retire?
Should I Take My Pension As A Lump Sum?
Should I Roll Over My Dormant 401(k)?
What Issues Should I Consider If I Experience A Sudden Wealth Event?
Can I Delay The RMD From The Traditional IRA I Inherited?
Should I Inherit My Deceased Spouse’s Traditional IRA?
What Issues Should I Consider Before Closing The Estate?
What Issues Should I Consider If My Parent Passed Away?
What Issues Should I Consider If My Spouse Passed Away?
Will I Receive A Step-Up In Basis For This Inherited Property?
What Issues Should I Consider If I Experience A Sudden Wealth Event?
Will I Have To Pay Tax On The Sale Of My Investment?
What Accounts Should I Consider If I Want To Save More?
What issues should I consider when reviewing my investments?
Our standard advisory fee is based on the market value of the assets
under management and is calculated as follows:
Ongoing Financial Planning typically consists of an ongoing fee
of $2,400 to $30,000 per year that is paid quarterly.
The first step is to answer a 5-minute questionnaire that covers topics such as portfolio size, top financial goals, and what you're willing to risk for potential gains. Then we'll pinpoint your exact Risk Number to guide our decision making process
After pinpointing your Risk Number, we'll craft a portfolio that aligns with your personal preferences and priorities, allowing you to feel comfortable with your expected outcomes. The resulting proposed portfolio will include projections for the potential gains and losses we should expect over time.
We will also review your progress toward your financial goals by building a Retirement Map. When we are finished, you'll better understand what we can do to increase the probability of success.
9821 Olde Eight Road
Suite M
Northfield, OH 44067
Monday - Friday
9AM - 5PM
(844) 592-9888
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